Based on Official @CyberDost Financial Fraud Brochure – Ministry of Home Affairs, Govt. of India)

🔒 Password & Login Security

1. Never share your OTP, net banking password, ATM PIN, CVV, or card expiry date — even if the caller claims to be from your bank.

2. Use strong, unique passwords with uppercase, lowercase, numbers & symbols. Avoid: Jan@2018, admin@123, or your birthdate.

3. Change passwords regularly for all online banking accounts.

4. Use virtual keyboard when logging in from public/cyber café computers.

5. Always log out completely after online banking — don’t just close the tab.

6. Clear browser history & cache (Chrome, Firefox, etc.) after every session.

🌐 Safe Internet & Website Practices

7. Verify “https://” and the padlock 🔒 before entering details on any banking site.

8. Never click links in suspicious emails claiming to be from your bank — type the URL manually.

9. Avoid public Wi-Fi or shared computers for banking — keyloggers can steal your data.

10. Keep bank’s customer care number saved to report fraud instantly.

💳 Card & POS Safety

11. Change PIN immediately when you receive a new debit/credit card.

12. Check sealed envelope for tampering when receiving a new card.

13. Never let your card out of sight during POS swipes — avoid cloning.

14. Cover keypad with hand while entering PIN at ATMs/POS to block CCTV spying.

15. Enable international transactions only when traveling abroad — disable on return.

📱 Mobile & App Security

16. Update smartphone OS & install trusted antivirus with auto-updates.

17. Download e-wallet apps only from official stores — never via SMS/email links.

18. Don’t save card/bank details in e-wallets to reduce breach risk.

19. Avoid auto-fill in browsers — it stores sensitive data.

20. Shop only on trusted websites — avoid search engine ads leading to fake sites.

🚨 Fraud Detection & Alerts

21. Register mobile for SMS alerts — verify every transaction instantly.

22. Monitor bank statements daily — report unknown transactions immediately.

23. Beware of fake “accident” calls asking family for urgent money — always verify.

24. Ignore “too good to be true” ads promising easy money or high returns — it’s a scam.

🛡️ ATM & Physical Safety

25. Watch surroundings at ATMs — avoid if someone is too close.

26. Cancel & walk away if ATM feels suspicious.

27. Close session fully before leaving the ATM.

⚠️ Bonus Cyber Hygiene

28. Avoid third-party browser plugins — they can track & steal data.

29. Report all frauds at www.cybercrime.gov.in or call 1930.

30. Follow @CyberDost on X (Twitter) for real-time cyber safety alerts.